/* ==================== GLOBAL VARIABLES & RESET ==================== */
        :root {
            --vh-navy: #0F2C59; 
            --gold-dark: #B8860B; 
            --gold-light: #FDF9F1;
            --text-main: #1E293B;
            --text-muted: #64748B;
            --bg-surface: #F8FAFC; 
            --white: #FFFFFF;
            --border-light: #E2E8F0;
            --emerald-green: #059669; 
            --emerald-light: #ECFDF5;
            --alert-red: #E63946;
            --safe-green: #10B981; 
            --dark-bg: #0A192F; 
        }

        html { scroll-behavior: smooth; }
        * { margin: 0; padding: 0; box-sizing: border-box; }
        body { 
            font-family: 'Plus Jakarta Sans', sans-serif; 
            background-color: var(--bg-surface); 
            color: var(--text-main); 
            line-height: 1.6; 
            overflow-x: hidden; 
        }
        .container { max-width: 1280px; margin: 0 auto; padding: 0 24px; }
        img { max-width: 100%; height: auto; display: block; }
        a { text-decoration: none; transition: all 0.3s ease; }

        /* ==================== COMMON CLASSES ==================== */
        .section-header { text-align: center; margin-bottom: 60px; max-width: 800px; margin-inline: auto; position: relative; z-index: 2; }
        .section-header h2 { font-family: 'Playfair Display', serif; font-size: 42px; color: var(--vh-navy); margin-bottom: 16px; line-height: 1.2; letter-spacing: -0.5px; }
        .section-header p { font-size: 16px; color: var(--text-muted); font-weight: 500; }
        
        .pill-tag {
            display: inline-flex; align-items: center; gap: 8px;
            padding: 8px 20px; border-radius: 100px; font-size: 13px; font-weight: 700;
            text-transform: uppercase; letter-spacing: 1px; margin-bottom: 20px;
        }
        .pill-tag.gold { background: var(--gold-light); color: var(--gold-dark); border: 1px solid rgba(184, 134, 11, 0.2); }
        .pill-tag.navy { background: rgba(15, 44, 89, 0.05); color: var(--vh-navy); }
        .pill-tag.red { background: rgba(230, 57, 70, 0.1); color: var(--alert-red); animation: pulse-red 2s infinite; }

        /* ==================== HEADER ==================== */
        header { padding: 20px 0; position: fixed; width: 100%; top: 0; z-index: 1000; background: rgba(248, 250, 252, 0.95); backdrop-filter: blur(10px); border-bottom: 1px solid var(--border-light); transition: all 0.3s; }
        header .container { display: flex; justify-content: space-between; align-items: center; }
        .logo { font-family: 'Playfair Display', serif; font-size: 26px; font-weight: 700; color: var(--vh-navy); }
        .logo span { color: var(--gold-dark); }
        .nav-links { display: flex; gap: 24px; list-style: none; }
        .nav-links a { color: var(--text-main); font-weight: 600; font-size: 15px; }
        .nav-links a:hover { color: var(--gold-dark); }
        .btn-call { background: var(--white); color: var(--vh-navy); font-weight: 700; padding: 10px 20px; border-radius: 100px; box-shadow: 0 4px 12px rgba(0,0,0,0.05); display: flex; align-items: center; gap: 8px; font-size: 14px; border: 1px solid var(--border-light); }
        .btn-call:hover { border-color: var(--vh-navy); }

        /* ==================== HERO SECTION ==================== */
        .hero { padding: 120px 0 80px; position: relative; background: var(--bg-surface); }
        .hero::before { content: ''; position: absolute; top: -10%; left: -5%; width: 400px; height: 400px; background: radial-gradient(circle, rgba(184, 134, 11, 0.15) 0%, transparent 70%); filter: blur(60px); z-index: 0; }
        .hero-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; grid-template-areas: "top right" "bottom right"; gap: 0 60px; position: relative; z-index: 2; }
        .hero-top { grid-area: top; margin-bottom: 40px; }
        .hero-top h1 { font-family: 'Playfair Display', serif; font-size: 56px; line-height: 1.15; margin-bottom: 20px; color: var(--vh-navy); letter-spacing: -1px; }
        .hero-top h1 span { color: var(--gold-dark); font-style: italic; }
        .hero-top p.desc { font-size: 17px; color: var(--text-muted); line-height: 1.6; margin-bottom: 32px; font-weight: 400; max-width: 90%; }
        
        .inline-form { display: flex; gap: 8px; background: var(--white); padding: 8px; border-radius: 100px; box-shadow: 0 15px 35px rgba(15, 44, 89, 0.08); border: 1px solid var(--border-light); max-width: 480px; margin-bottom: 16px; }
        .inline-form input { flex: 1; border: none; outline: none; background: transparent; padding-left: 20px; font-family: inherit; font-size: 15px; color: var(--text-main); }
        .btn-submit { background: var(--vh-navy); color: var(--white); font-size: 15px; font-weight: 600; padding: 14px 28px; border-radius: 100px; border: none; cursor: pointer; display: inline-flex; align-items: center; gap: 8px; white-space: nowrap; animation: pulse-shadow 2.5s infinite; transition: background 0.3s; }
        .btn-submit:hover { background: var(--gold-dark); animation: none; }
        @keyframes pulse-shadow { 0% { box-shadow: 0 0 0 0 rgba(15, 44, 89, 0.4); } 70% { box-shadow: 0 0 0 10px rgba(15, 44, 89, 0); } 100% { box-shadow: 0 0 0 0 rgba(15, 44, 89, 0); } }

        .form-footer { display: flex; align-items: center; justify-content: space-between; max-width: 480px; flex-wrap: wrap; gap: 16px; }
        .social-proof { display: flex; align-items: center; gap: 12px; }
        .avatars { display: flex; }
        .avatars img { width: 32px; height: 32px; border-radius: 50%; border: 2px solid var(--bg-surface); margin-left: -10px; object-fit: cover; }
        .avatars img:first-child { margin-left: 0; }
        .social-proof span { font-size: 13px; color: var(--text-muted); font-weight: 500; }
        .social-proof span strong { color: var(--text-main); font-weight: 700; }
        .text-link { color: var(--text-muted); font-size: 14px; font-weight: 600; text-decoration: underline; text-underline-offset: 4px; display: inline-flex; align-items: center; gap: 6px; transition: color 0.3s; }
        .text-link:hover { color: var(--vh-navy); }
        .text-link i { color: var(--gold-dark); }

        .hero-bottom { grid-area: bottom; }
        .pain-points-list { display: flex; flex-direction: column; gap: 16px; }
        .pp-item { display: flex; align-items: center; gap: 16px; background: var(--white); padding: 16px 20px; border-radius: 16px; box-shadow: 0 4px 10px rgba(0,0,0,0.02); border: 1px solid var(--border-light); transition: transform 0.3s;}
        .pp-item:hover { transform: translateX(5px); border-color: var(--border-light); }
        .pp-icon { width: 44px; height: 44px; border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 18px; flex-shrink: 0; }
        .icon-green { background: var(--emerald-light); color: var(--safe-green); } 
        .icon-red { background: rgba(230,57,70,0.1); color: var(--alert-red); } 
        .icon-gold { background: var(--gold-light); color: var(--gold-dark); } 
        .pp-text { font-size: 15px; font-weight: 700; color: var(--text-main); line-height: 1.3; }
        .pp-text span { font-weight: 400; color: var(--text-muted); display: block; font-size: 13px; margin-top: 4px; }

        .hero-right { grid-area: right; position: relative; height: 600px; display: flex; align-items: center; }
        .hero-right .img-main { width: 90%; height: 500px; object-fit: cover; border-radius: 32px; position: absolute; right: 0; box-shadow: 0 30px 60px rgba(15, 44, 89, 0.1); }
        .hero-right .img-sub { width: 50%; height: 260px; object-fit: cover; border-radius: 24px; position: absolute; bottom: 20px; left: -20px; border: 8px solid var(--bg-surface); box-shadow: 0 20px 40px rgba(0,0,0,0.08); }
        .glass-card { position: absolute; background: rgba(255, 255, 255, 0.85); backdrop-filter: blur(12px); border: 1px solid rgba(255, 255, 255, 0.6); border-radius: 20px; padding: 16px 20px; display: flex; align-items: center; gap: 16px; box-shadow: 0 15px 35px rgba(0,0,0,0.05); animation: float 5s ease-in-out infinite; }
        .gc-1 { top: 20px; left: -10px; animation-delay: 0s; }
        .gc-1 .gc-icon { width: 40px; height: 40px; background: var(--vh-navy); color: var(--white); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 16px; }
        .gc-1 .gc-text strong { display: block; font-size: 18px; font-weight: 800; color: var(--vh-navy); }
        .gc-1 .gc-text span { font-size: 12px; color: var(--text-muted); font-weight: 500; }
        .gc-2 { bottom: 100px; right: -20px; animation-delay: 2s; padding: 12px 20px; border-radius: 100px; background: var(--vh-navy); color: var(--white); border: none; }
        .gc-2 .gc-icon { color: var(--gold-dark); font-size: 18px; }
        .gc-2 .gc-text { font-size: 13px; font-weight: 600; }
        @keyframes float { 0% { transform: translateY(0px); } 50% { transform: translateY(-12px); } 100% { transform: translateY(0px); } }

        /* ==================== WHY CHOOSE ==================== */
        .why-choose { padding: 100px 0; background: var(--bg-surface); }
        .usp-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; margin-bottom: 40px; }
        .usp-card { background: var(--white); padding: 40px 30px; border-radius: 24px; box-shadow: 0 10px 30px rgba(0,0,0,0.03); border: 1px solid var(--border-light); transition: all 0.4s ease; }
        .usp-card:hover { transform: translateY(-10px); box-shadow: 0 20px 40px rgba(15, 44, 89, 0.08); border-color: rgba(184, 134, 11, 0.3); }
        .usp-icon { width: 56px; height: 56px; background: var(--gold-light); color: var(--gold-dark); border-radius: 16px; display: flex; align-items: center; justify-content: center; font-size: 24px; margin-bottom: 24px; }
        .usp-card h3 { font-size: 20px; color: var(--vh-navy); margin-bottom: 12px; font-weight: 700; }
        .usp-card p { color: var(--text-muted); font-size: 15px; }

        .comparison-wrapper { background: var(--white); border-radius: 32px; padding: 40px; box-shadow: 0 15px 40px rgba(0,0,0,0.04); border: 1px solid var(--border-light); margin-bottom: 60px; }
        .comp-title { text-align: center; font-size: 24px; font-weight: 800; color: var(--vh-navy); margin-bottom: 30px; }
        .comp-grid { display: grid; grid-template-columns: 1fr 1.2fr 1fr; gap: 20px; align-items: center; }
        .comp-item { text-align: center; padding: 30px 20px; border-radius: 20px; background: var(--bg-surface); border: 1px solid var(--border-light); }
        .comp-icon { font-size: 32px; margin-bottom: 16px; }
        .comp-item h4 { font-size: 18px; color: var(--text-main); margin-bottom: 8px; }
        .comp-item p { font-size: 14px; color: var(--text-muted); }
        .comp-item.highlight { background: linear-gradient(135deg, var(--vh-navy) 0%, #1a4280 100%); color: var(--white); transform: scale(1.05); box-shadow: 0 20px 40px rgba(15, 44, 89, 0.2); border: none; position: relative; z-index: 2; padding: 40px 20px; }
        .comp-item.highlight .comp-icon { color: var(--gold-dark); text-shadow: 0 0 20px rgba(184, 134, 11, 0.4); }
        .comp-item.highlight h4 { color: var(--white); font-size: 22px; }
        .comp-item.highlight p { color: rgba(255,255,255,0.9); font-weight: 500; }

        /* ==================== TAB SOLUTIONS ==================== */
        .solutions-wrapper { padding: 40px 0 80px; }
        .tab-nav { display: flex; justify-content: center; background: var(--white); max-width: 900px; margin: 0 auto 40px; border-radius: 16px; padding: 8px; box-shadow: 0 10px 30px rgba(0,0,0,0.03); border: 1px solid var(--border-light); }
        .tab-btn { flex: 1; display: flex; align-items: center; justify-content: center; gap: 10px; padding: 16px 24px; font-size: 15px; font-weight: 600; color: var(--text-muted); background: transparent; border: none; border-radius: 12px; cursor: pointer; transition: all 0.3s ease; font-family: inherit; }
        .tab-btn:hover { color: var(--vh-navy); }
        .tab-btn.active { box-shadow: 0 4px 15px rgba(0,0,0,0.05); }
        .tab-btn[data-target="tab-investor"].active { background: var(--gold-dark); color: var(--white); }
        .tab-btn[data-target="tab-retiree"].active { background: var(--emerald-green); color: var(--white); }
        .tab-btn[data-target="tab-vip"].active { background: var(--vh-navy); color: var(--white); }

        .tab-content-container { position: relative; min-height: 550px; }
        .tab-pane { display: none; grid-template-columns: 1fr 1.1fr; gap: 40px; align-items: stretch; background: var(--white); border-radius: 32px; padding: 40px; box-shadow: 0 20px 50px rgba(15, 44, 89, 0.05); border: 1px solid var(--gold-dark); animation: fadeIn 0.5s ease-in-out; }
        .tab-pane.active { display: grid; }
        @keyframes fadeIn { from { opacity: 0; transform: translateY(15px); } to { opacity: 1; transform: translateY(0); } }

        .tp-content { display: flex; flex-direction: column; }
        .tp-header { display: flex; align-items: center; gap: 16px; margin-bottom: 30px; }
        .tp-icon { width: 56px; height: 56px; border-radius: 16px; display: flex; align-items: center; justify-content: center; font-size: 24px; flex-shrink: 0; }
        .tp-header h3 { font-size: 24px; font-weight: 800; color: var(--text-main); margin-bottom: 4px; line-height: 1.2; }
        .tp-header p { font-size: 14px; font-weight: 600; }
        .feature-list { list-style: none; margin-bottom: 30px; flex-grow: 1; }
        .feature-item { margin-bottom: 24px; padding-bottom: 24px; border-bottom: 1px solid var(--border-light); }
        .feature-item:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
        .fi-title { display: flex; align-items: center; gap: 10px; font-size: 16px; font-weight: 700; color: var(--text-main); margin-bottom: 8px; }
        .fi-desc { font-size: 14px; color: var(--text-muted); line-height: 1.5; padding-left: 28px; }
        
        .value-box { border-radius: 16px; padding: 24px; margin-bottom: 24px; display: flex; gap: 40px; }
        .vb-item p { font-size: 13px; font-weight: 600; margin-bottom: 4px; opacity: 0.9; }
        .vb-item h4 { font-size: 28px; font-weight: 800; line-height: 1; }
        
        .cta-group { display: flex; gap: 16px; align-items: center; }
        .btn-tab { flex: 1; display: inline-flex; justify-content: center; align-items: center; gap: 8px; padding: 16px 24px; border-radius: 12px; font-size: 15px; font-weight: 700; border: none; cursor: pointer; transition: all 0.3s; text-decoration: none; }
        .tp-image { border-radius: 24px; overflow: hidden; position: relative; }
        .tp-image img { width: 100%; height: 100%; object-fit: cover; }

        /* Custom Tabs */
        #tab-investor { border-color: rgba(184, 134, 11, 0.3); }
        #tab-investor .tp-icon { background: var(--gold-light); color: var(--gold-dark); }
        #tab-investor .tp-header p, #tab-investor .fi-title i { color: var(--gold-dark); }
        #tab-investor .value-box { background: linear-gradient(135deg, #d4af37 0%, var(--gold-dark) 100%); color: var(--white); }
        #tab-investor .btn-tab.btn-primary { background: var(--gold-dark); color: var(--white); box-shadow: 0 8px 20px rgba(184, 134, 11, 0.3); }
        #tab-investor .btn-tab.btn-outline { background: transparent; border: 1px solid var(--border-light); color: var(--text-main); }
        
        #tab-retiree { border-color: rgba(5, 150, 105, 0.3); }
        #tab-retiree .tp-icon { background: var(--emerald-light); color: var(--emerald-green); }
        #tab-retiree .tp-header p, #tab-retiree .fi-title i { color: var(--emerald-green); }
        #tab-retiree .value-box { display: none; }
        #tab-retiree .btn-tab.btn-primary { background: var(--emerald-green); color: var(--white); box-shadow: 0 8px 20px rgba(5, 150, 105, 0.3); }
        
        #tab-vip { background: var(--vh-navy); border: none; box-shadow: 0 25px 50px rgba(15, 44, 89, 0.3); }
        #tab-vip .tp-header h3, #tab-vip .fi-title { color: var(--white); }
        #tab-vip .fi-desc { color: rgba(255,255,255,0.7); }
        #tab-vip .feature-item { border-bottom-color: rgba(255,255,255,0.1); }
        #tab-vip .tp-icon { background: rgba(184, 134, 11, 0.15); color: var(--gold-dark); }
        #tab-vip .tp-header p, #tab-vip .fi-title i { color: var(--gold-dark); }
        #tab-vip .value-box { background: rgba(255,255,255,0.05); border: 1px solid rgba(255,255,255,0.1); backdrop-filter: blur(10px); color: var(--white); display: flex; flex-direction: column; gap: 8px; }
        #tab-vip .vb-item p { color: rgba(255,255,255,0.6); margin: 0; }
        #tab-vip .vb-item h4 { font-size: 32px; font-family: 'Playfair Display', serif; color: var(--white); }
        #tab-vip .btn-tab.btn-primary { background: var(--gold-dark); color: var(--white); }

        .trust-card { background: var(--vh-navy); border-radius: 32px; overflow: hidden; display: grid; grid-template-columns: 1.1fr 0.9fr; align-items: center; box-shadow: 0 25px 50px rgba(15, 44, 89, 0.2); position: relative; }
        .trust-card::before { content: ''; position: absolute; top: 0; left: 0; width: 100%; height: 100%; background: url('data:image/svg+xml;utf8,<svg width="100" height="100" viewBox="0 0 100 100" xmlns="http://www.w3.org/2000/svg"><circle cx="50" cy="50" r="40" stroke="rgba(255,255,255,0.05)" stroke-width="2" fill="none"/></svg>') 0 0; background-size: 150px 150px; opacity: 0.5; pointer-events: none; }
        .trust-content { padding: 60px; position: relative; z-index: 2; }
        .trust-content h2 { font-family: 'Playfair Display', serif; font-size: 32px; color: var(--white); margin-bottom: 20px; line-height: 1.3; }
        .trust-content p { color: rgba(255,255,255,0.8); font-size: 16px; margin-bottom: 30px; }
        .checklist { display: flex; flex-direction: column; gap: 16px; }
        .check-item { display: flex; justify-content: space-between; align-items: center; border-bottom: 1px solid rgba(255,255,255,0.1); padding-bottom: 12px; }
        .check-item:last-child { border-bottom: none; padding-bottom: 0; }
        .check-left { display: flex; align-items: center; gap: 12px; color: var(--white); font-weight: 600; font-size: 15px; }
        .check-left i { color: var(--safe-green); font-size: 18px; } 
        .check-right { color: var(--gold-dark); font-size: 13px; font-weight: 700; text-transform: uppercase; background: rgba(184, 134, 11, 0.15); padding: 4px 12px; border-radius: 100px; }
        .trust-image { height: 100%; min-height: 400px; position: relative; }
        .trust-image img { width: 100%; height: 100%; object-fit: cover; }
        .trust-image::after { content: ''; position: absolute; top: 0; left: 0; width: 50%; height: 100%; background: linear-gradient(to right, var(--vh-navy) 0%, transparent 100%); }

        /* ==================== OVERVIEW ==================== */
        .project-overview { padding: 100px 0; background: var(--white); position: relative; overflow: hidden; }
        .project-overview::before { content: ''; position: absolute; top: 0; left: 0; width: 100%; height: 100%; background-image: linear-gradient(var(--border-light) 1px, transparent 1px), linear-gradient(90deg, var(--border-light) 1px, transparent 1px); background-size: 50px 50px; opacity: 0.3; pointer-events: none; }
        .overview-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 60px; align-items: center; position: relative; z-index: 2; }
        .overview-content { padding-right: 20px; }
        .overview-content h2 { font-family: 'Playfair Display', serif; font-size: 46px; color: var(--vh-navy); margin-bottom: 20px; line-height: 1.2; letter-spacing: -1px; }
        .overview-content h2 span { color: var(--gold-dark); font-style: italic; }
        .overview-content p.desc { font-size: 16px; color: var(--text-muted); margin-bottom: 40px; }
        .fact-sheet { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 40px; }
        .fact-item { background: var(--bg-surface); border: 1px solid var(--border-light); padding: 20px; border-radius: 16px; transition: all 0.3s ease; }
        .fact-item:hover { border-color: var(--gold-dark); background: var(--white); box-shadow: 0 10px 30px rgba(0,0,0,0.04); transform: translateY(-3px); }
        .fact-icon { width: 36px; height: 36px; background: rgba(184, 134, 11, 0.1); color: var(--gold-dark); border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 16px; margin-bottom: 12px; }
        .fact-label { font-size: 13px; color: var(--text-muted); text-transform: uppercase; font-weight: 600; margin-bottom: 4px; }
        .fact-value { font-size: 18px; color: var(--vh-navy); font-weight: 800; font-family: 'Playfair Display', serif; }
        .btn-download { display: inline-flex; align-items: center; gap: 10px; background: var(--vh-navy); color: var(--white); font-size: 15px; font-weight: 600; padding: 16px 32px; border-radius: 100px; box-shadow: 0 10px 25px rgba(15, 44, 89, 0.2); transition: all 0.3s; }
        .btn-download:hover { background: var(--gold-dark); transform: translateY(-2px); }
        .image-wrapper { position: relative; border-radius: 32px; overflow: hidden; box-shadow: 0 30px 60px rgba(15, 44, 89, 0.15); border: 8px solid var(--white); outline: 1px solid var(--border-light); }
        .image-wrapper img { width: 100%; height: 600px; object-fit: cover; transition: transform 0.5s ease; }
        .image-wrapper:hover img { transform: scale(1.03); }
        .pin-tag { position: absolute; bottom: 30px; left: -30px; background: var(--white); padding: 16px 24px; border-radius: 20px; box-shadow: 0 20px 40px rgba(0,0,0,0.1); border: 1px solid var(--border-light); display: flex; align-items: center; gap: 16px; z-index: 5; }
        .pin-icon { width: 48px; height: 48px; background: var(--vh-navy); color: var(--white); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 20px; }
        .pin-text h4 { font-size: 16px; color: var(--vh-navy); margin-bottom: 2px; }
        .pin-text p { font-size: 13px; color: var(--text-muted); font-weight: 500; margin: 0; }

        /* ==================== LOCATION ==================== */
        .location-section { padding: 100px 0; background: var(--bg-surface); }
        .connect-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-bottom: 40px; }
        .connect-card { background: var(--white); padding: 30px 20px; border-radius: 20px; text-align: center; box-shadow: 0 10px 30px rgba(0,0,0,0.03); border: 1px solid var(--border-light); transition: transform 0.3s; }
        .connect-card:hover { transform: translateY(-5px); border-color: rgba(184, 134, 11, 0.3); }
        .connect-icon { width: 48px; height: 48px; background: var(--gold-light); color: var(--gold-dark); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 20px; margin: 0 auto 16px; }
        .connect-card h3 { font-size: 24px; color: var(--vh-navy); margin-bottom: 4px; font-weight: 800; }
        .connect-card p { font-size: 14px; color: var(--text-muted); font-weight: 500; margin: 0; }
        
        .map-wrapper { background: var(--white); border-radius: 24px; overflow: hidden; box-shadow: 0 20px 50px rgba(15, 44, 89, 0.08); border: 1px solid var(--border-light); margin-bottom: 40px; display: flex; flex-direction: column; }
        .map-header { background: var(--vh-navy); color: var(--white); padding: 20px 30px; display: flex; justify-content: space-between; align-items: center; }
        .map-header-left { display: flex; align-items: center; gap: 12px; }
        .map-header-left i { font-size: 20px; color: var(--gold-dark); }
        .map-header-left h3 { font-size: 18px; margin: 0; }
        .map-header-left p { font-size: 13px; color: rgba(255,255,255,0.7); margin: 0; }
        .map-btn { background: rgba(255,255,255,0.1); color: var(--white); border: 1px solid rgba(255,255,255,0.2); padding: 8px 16px; border-radius: 100px; font-size: 13px; font-weight: 600; cursor: pointer; transition: all 0.3s; }
        .map-btn:hover { background: var(--white); color: var(--vh-navy); }
        .map-content { position: relative; height: 500px; width: 100%; background: #E5E3DF; }
        .map-content iframe { width: 100%; height: 100%; border: none; }
        .map-footer-info { position: absolute; bottom: 20px; left: 50%; transform: translateX(-50%); display: flex; gap: 16px; width: 95%; max-width: 900px; }
        .map-info-item { flex: 1; background: rgba(255,255,255,0.95); backdrop-filter: blur(10px); padding: 16px 20px; border-radius: 16px; display: flex; align-items: center; gap: 12px; box-shadow: 0 10px 25px rgba(0,0,0,0.1); border: 1px solid rgba(255,255,255,0.5); }
        .mii-icon { width: 40px; height: 40px; background: var(--bg-surface); color: var(--vh-navy); border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 16px; flex-shrink: 0; }
        .mii-text h4 { font-size: 14px; margin-bottom: 2px; color: var(--text-main); }
        .mii-text p { font-size: 12px; color: var(--text-muted); margin: 0; }

        .callout-box { background: linear-gradient(135deg, var(--gold-light) 0%, #FFFDF8 100%); border: 1px solid rgba(184, 134, 11, 0.2); border-radius: 20px; padding: 40px; text-align: center; display: flex; flex-direction: column; align-items: center; justify-content: center; }
        .callout-icon { font-size: 32px; margin-bottom: 16px; }
        .callout-box h3 { font-size: 24px; color: var(--vh-navy); margin-bottom: 12px; font-weight: 800; }
        .callout-box p { font-size: 15px; color: var(--text-main); max-width: 800px; margin: 0 auto 24px; }
        .btn-callout { display: inline-flex; align-items: center; gap: 10px; background: var(--vh-navy); color: var(--white); font-size: 15px; font-weight: 600; padding: 14px 28px; border-radius: 100px; box-shadow: 0 10px 20px rgba(15, 44, 89, 0.15); transition: all 0.3s; }
        .btn-callout:hover { background: var(--gold-dark); transform: translateY(-2px); }

        /* ==================== PRODUCTS ==================== */
        .products-section { padding: 100px 0; background: var(--white); }
        .product-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
        .product-card { background: var(--bg-surface); border-radius: 24px; overflow: hidden; box-shadow: 0 10px 30px rgba(0,0,0,0.03); border: 1px solid var(--border-light); transition: all 0.4s ease; display: flex; flex-direction: column; position: relative; }
        .product-card:hover { transform: translateY(-10px); box-shadow: 0 20px 40px rgba(15, 44, 89, 0.08); border-color: rgba(184, 134, 11, 0.3); }
        .pc-image { position: relative; height: 280px; overflow: hidden; }
        .pc-image img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.6s ease; }
        .product-card:hover .pc-image img { transform: scale(1.08); }
        .audience-tag { position: absolute; top: 20px; left: 20px; background: rgba(255,255,255,0.9); backdrop-filter: blur(4px); color: var(--vh-navy); font-size: 12px; font-weight: 700; padding: 6px 14px; border-radius: 100px; text-transform: uppercase; box-shadow: 0 4px 10px rgba(0,0,0,0.05); z-index: 2; }
        .pc-content { padding: 30px 24px; display: flex; flex-direction: column; flex-grow: 1; }
        .pc-content h3 { font-family: 'Playfair Display', serif; font-size: 26px; color: var(--vh-navy); margin-bottom: 12px; font-weight: 700; line-height: 1.2; }
        .pc-content p.desc { font-size: 14px; color: var(--text-muted); margin-bottom: 24px; min-height: 42px; }
        .pc-features { list-style: none; margin-bottom: 30px; flex-grow: 1; }
        .pc-features li { display: flex; align-items: flex-start; gap: 12px; font-size: 14px; color: var(--text-main); margin-bottom: 12px; font-weight: 500; }
        .pc-features li i { color: var(--gold-dark); font-size: 16px; margin-top: 2px; }
        .btn-product { display: inline-flex; justify-content: center; align-items: center; gap: 8px; width: 100%; padding: 14px 24px; border-radius: 100px; font-size: 14px; font-weight: 700; border: 1px solid var(--border-light); background: var(--white); color: var(--vh-navy); }
        .btn-product:hover { border-color: var(--vh-navy); }
        .btn-product.solid { background: var(--vh-navy); color: var(--white); border: none; }
        .btn-product.solid:hover { background: var(--gold-dark); }
        
        .product-card.vip-card { background: linear-gradient(145deg, #0F2C59 0%, #0a1f3f 100%); border: 1px solid rgba(184, 134, 11, 0.4); box-shadow: 0 20px 40px rgba(15, 44, 89, 0.2); }
        .product-card.vip-card:hover { box-shadow: 0 25px 50px rgba(184, 134, 11, 0.25); }
        .product-card.vip-card .audience-tag { background: var(--gold-dark); color: var(--white); border: none; }
        .product-card.vip-card .pc-content h3 { color: var(--white); }
        .product-card.vip-card .pc-content p.desc { color: rgba(255,255,255,0.7); }
        .product-card.vip-card .pc-features li { color: rgba(255,255,255,0.9); }
        .product-card.vip-card .pc-features li i { color: var(--gold-dark); }
        .btn-product.vip-btn { background: var(--gold-dark); color: var(--white); border: none; box-shadow: 0 10px 20px rgba(184, 134, 11, 0.2); }
        .btn-product.vip-btn:hover { background: #D4AF37; color: var(--vh-navy); }

        /* ==================== AMENITIES ==================== */
        .amenities-section { padding: 100px 0; background: var(--bg-surface); }
        .amenities-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-bottom: 60px; }
        .am-card { position: relative; border-radius: 20px; overflow: hidden; height: 260px; box-shadow: 0 10px 30px rgba(0,0,0,0.05); cursor: pointer; transition: all 0.4s ease; }
        .am-card:hover { transform: translateY(-8px); box-shadow: 0 20px 40px rgba(15, 44, 89, 0.15); }
        .am-image { width: 100%; height: 100%; position: relative; }
        .am-image img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.6s ease; }
        .am-card:hover .am-image img { transform: scale(1.08); }
        .am-overlay { position: absolute; inset: 0; background: linear-gradient(to top, rgba(15, 44, 89, 0.9) 0%, rgba(15, 44, 89, 0.4) 50%, transparent 100%); }
        .am-icon { position: absolute; top: 20px; left: 20px; background: var(--white); color: var(--gold-dark); width: 40px; height: 40px; border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 18px; z-index: 2; }
        .am-content { position: absolute; bottom: 20px; left: 20px; right: 20px; z-index: 2; }
        .am-content h3 { color: var(--white); font-size: 18px; font-weight: 700; margin-bottom: 4px; }
        .am-content p { color: rgba(255,255,255,0.8); font-size: 13px; font-weight: 400; line-height: 1.4; margin: 0; }
        
        .desert-island-banner { background: linear-gradient(135deg, var(--vh-navy) 0%, #1a4280 100%); border-radius: 24px; padding: 48px; text-align: center; box-shadow: 0 20px 50px rgba(15, 44, 89, 0.15); position: relative; overflow: hidden; }
        .desert-island-banner::before { content: ''; position: absolute; right: -50px; top: -50px; width: 200px; height: 200px; border-radius: 50%; background: radial-gradient(circle, rgba(184, 134, 11, 0.2) 0%, transparent 70%); }
        .desert-island-banner h3 { font-family: 'Playfair Display', serif; font-size: 32px; color: var(--white); margin-bottom: 16px; position: relative; z-index: 2; }
        .desert-island-banner p.desc { color: rgba(255,255,255,0.8); font-size: 16px; max-width: 800px; margin: 0 auto 32px; position: relative; z-index: 2; }
        .feature-pills { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; margin-bottom: 40px; position: relative; z-index: 2; }
        .f-pill { background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.2); color: var(--white); padding: 8px 20px; border-radius: 100px; font-size: 14px; font-weight: 600; display: flex; align-items: center; gap: 8px; }
        .f-pill i { color: var(--gold-dark); }
        .btn-banner { display: inline-flex; align-items: center; gap: 10px; background: var(--gold-dark); color: var(--white); font-size: 16px; font-weight: 700; padding: 16px 40px; border-radius: 100px; text-transform: uppercase; box-shadow: 0 10px 25px rgba(184, 134, 11, 0.3); transition: all 0.3s; position: relative; z-index: 2; }
        .btn-banner:hover { background: #D4AF37; color: var(--vh-navy); transform: translateY(-3px); }

        /* ==================== TRUST & ROI ==================== */
        .trust-roi-section { padding: 100px 0; background: var(--white); }
        .trust-grid-wrapper { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; align-items: stretch; }
        
        .progress-visual { position: relative; border-radius: 32px; overflow: hidden; box-shadow: 0 20px 50px rgba(15, 44, 89, 0.1); border: 1px solid var(--border-light); display: flex; flex-direction: column; }
        .video-wrapper { position: relative; height: 400px; width: 100%; cursor: pointer; background: #000; }
        .video-wrapper img { width: 100%; height: 100%; object-fit: cover; opacity: 0.85; transition: opacity 0.3s; }
        .video-wrapper:hover img { opacity: 0.7; }
        .play-btn { position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); width: 72px; height: 72px; background: rgba(255,255,255,0.9); backdrop-filter: blur(5px); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--vh-navy); font-size: 24px; box-shadow: 0 10px 30px rgba(0,0,0,0.2); animation: pulse-play 2s infinite; z-index: 2; padding-left: 6px; }
        @keyframes pulse-play { 0% { box-shadow: 0 0 0 0 rgba(255, 255, 255, 0.6); } 70% { box-shadow: 0 0 0 20px rgba(255, 255, 255, 0); } 100% { box-shadow: 0 0 0 0 rgba(255, 255, 255, 0); } }
        .status-badge { position: absolute; top: 24px; left: 24px; background: var(--safe-green); color: var(--white); padding: 8px 16px; border-radius: 100px; font-size: 13px; font-weight: 700; display: flex; align-items: center; gap: 8px; z-index: 2; }
        .status-badge .dot-live { width: 8px; height: 8px; background: var(--white); border-radius: 50%; animation: blink 1s infinite; }
        @keyframes blink { 0%, 100% { opacity: 1; } 50% { opacity: 0.4; } }
        
        .progress-info { background: var(--bg-surface); padding: 30px; flex-grow: 1; }
        .progress-info h3 { font-size: 20px; color: var(--vh-navy); margin-bottom: 16px; font-weight: 700; }
        .progress-timeline { list-style: none; }
        .progress-timeline li { display: flex; align-items: flex-start; gap: 16px; margin-bottom: 16px; position: relative; }
        .progress-timeline li:last-child { margin-bottom: 0; }
        .progress-timeline li::before { content: ''; position: absolute; left: 11px; top: 24px; bottom: -16px; width: 2px; background: var(--border-light); z-index: 1; }
        .progress-timeline li:last-child::before { display: none; }
        .pt-icon { width: 24px; height: 24px; background: var(--gold-dark); color: var(--white); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 10px; z-index: 2; flex-shrink: 0; margin-top: 2px; }
        .pt-icon.done { background: var(--safe-green); }
        .pt-text h4 { font-size: 15px; color: var(--text-main); margin-bottom: 2px; }
        .pt-text p { font-size: 13px; color: var(--text-muted); margin: 0; }

        .data-dashboard { display: flex; flex-direction: column; gap: 24px; }
        .legal-card { background: var(--white); border-radius: 24px; padding: 32px; border: 1px solid var(--border-light); box-shadow: 0 10px 30px rgba(0,0,0,0.03); display: flex; align-items: flex-start; gap: 20px; }
        .legal-icon { width: 60px; height: 60px; background: rgba(16, 185, 129, 0.1); color: var(--safe-green); border-radius: 16px; display: flex; align-items: center; justify-content: center; font-size: 28px; flex-shrink: 0; }
        .legal-content h3 { font-size: 20px; color: var(--vh-navy); margin-bottom: 12px; }
        .legal-tags { display: flex; flex-wrap: wrap; gap: 10px; }
        .l-tag { background: var(--bg-surface); border: 1px solid var(--border-light); padding: 6px 14px; border-radius: 100px; font-size: 13px; font-weight: 600; display: inline-flex; align-items: center; gap: 6px; }
        .l-tag i { color: var(--safe-green); }

        .roi-card { background: linear-gradient(145deg, var(--vh-navy) 0%, #1a4280 100%); border-radius: 24px; padding: 40px 32px; color: var(--white); box-shadow: 0 20px 40px rgba(15, 44, 89, 0.2); position: relative; overflow: hidden; }
        .roi-card::after { content: ''; position: absolute; bottom: -20px; right: -20px; width: 200px; height: 150px; background: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 100 50"><path d="M0 50 L20 30 L40 40 L70 10 L100 20" fill="none" stroke="rgba(218,192,163,0.15)" stroke-width="4"/></svg>') no-repeat right bottom; background-size: contain; pointer-events: none; }
        .roi-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 30px; position: relative; z-index: 2; }
        .roi-header h3 { font-size: 22px; font-family: 'Playfair Display', serif; margin: 0; }
        .roi-badge { background: rgba(255,255,255,0.15); backdrop-filter: blur(4px); padding: 6px 16px; border-radius: 100px; font-size: 12px; color: var(--gold-light); }
        .roi-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-bottom: 30px; position: relative; z-index: 2; }
        .stat-box { border-left: 2px solid rgba(184, 134, 11, 0.5); padding-left: 16px; }
        .stat-box p { font-size: 13px; color: rgba(255,255,255,0.7); margin-bottom: 4px; text-transform: uppercase; }
        .stat-box h4 { font-size: 28px; font-weight: 800; color: var(--gold-dark); line-height: 1; margin: 0; }
        
        .cta-magnet { background: var(--white); border-radius: 16px; padding: 24px; display: flex; align-items: center; justify-content: space-between; gap: 20px; position: relative; z-index: 2; box-shadow: 0 10px 25px rgba(0,0,0,0.1); }
        .cta-text h4 { font-size: 15px; color: var(--vh-navy); margin-bottom: 4px; }
        .cta-text p { font-size: 13px; color: var(--text-muted); margin: 0; }
        .btn-download-full { background: var(--gold-dark); color: var(--white); font-weight: 700; font-size: 14px; padding: 12px 24px; border-radius: 100px; white-space: nowrap; display: inline-flex; align-items: center; gap: 8px; transition: all 0.3s; }
        .btn-download-full:hover { background: #D4AF37; color: var(--vh-navy); transform: translateY(-2px); }

        /* DEEP DIVE TÀI CHÍNH */
        .financial-deep-dive { margin-top: 80px; padding: 80px 60px; background: var(--dark-bg); border-radius: 40px; box-shadow: 0 30px 60px rgba(15, 44, 89, 0.2); position: relative; overflow: hidden; }
        .financial-deep-dive::before { content: ''; position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px); background-size: 40px 40px; pointer-events: none; }
        .fin-header { text-align: center; margin-bottom: 50px; position: relative; z-index: 2; }
        .fin-header h2 { font-family: 'Playfair Display', serif; font-size: 36px; color: var(--white); margin-bottom: 12px; }
        .fin-header p { color: rgba(255,255,255,0.7); font-size: 15px; max-width: 700px; margin: 0 auto; }
        
        .compare-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 30px; margin-bottom: 50px; position: relative; z-index: 2; }
        .compare-card { border-radius: 24px; padding: 40px; position: relative; overflow: hidden; }
        .cc-header { display: flex; align-items: center; gap: 16px; margin-bottom: 30px; }
        .cc-icon { width: 48px; height: 48px; border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 20px; color: var(--white); }
        .cc-title h3 { font-size: 20px; color: var(--white); font-weight: 700; line-height: 1.2; margin: 0; }
        .cc-title p { font-size: 13px; opacity: 0.8; margin: 0; color: var(--white); }
        .rate-box { background: rgba(0,0,0,0.2); border-radius: 16px; padding: 20px; margin-bottom: 16px; border: 1px solid rgba(255,255,255,0.05); }
        .rate-box p { font-size: 13px; opacity: 0.8; margin-bottom: 4px; color: var(--white); }
        .rate-box h4 { font-size: 28px; font-weight: 800; color: var(--white); line-height: 1; margin: 0;}
        .rate-box h4 span { font-size: 14px; font-weight: 500; opacity: 0.7; }
        .status-box { padding: 20px; border-radius: 16px; margin-top: 24px; display: flex; gap: 16px; align-items: flex-start; }
        .status-box i { font-size: 20px; margin-top: 2px; }
        .status-box h5 { font-size: 15px; font-weight: 700; margin-bottom: 4px; }
        .status-box p { font-size: 13px; line-height: 1.5; margin: 0; opacity: 0.9; }

        .card-danger { background: rgba(239, 68, 68, 0.05); border: 1px solid rgba(239, 68, 68, 0.2); }
        .card-danger .cc-icon { background: var(--alert-red); }
        .card-danger .cc-title h3 { color: #FCA5A5; }
        .card-danger .status-box { background: rgba(239, 68, 68, 0.1); border: 1px solid rgba(239, 68, 68, 0.2); color: #FCA5A5; }
        .card-safe { background: linear-gradient(145deg, rgba(184, 134, 11, 0.1) 0%, rgba(16, 185, 129, 0.05) 100%); border: 1px solid var(--gold-dark); position: relative; box-shadow: 0 0 30px rgba(184, 134, 11, 0.15); }
        .recommend-badge { position: absolute; top: 0; right: 40px; background: var(--gold-dark); color: var(--white); padding: 6px 16px; border-radius: 0 0 12px 12px; font-size: 11px; font-weight: 800; text-transform: uppercase; }
        .card-safe .cc-icon { background: var(--gold-dark); }
        .card-safe .cc-title h3, .card-safe .rate-box h4 { color: var(--gold-dark); }
        .card-safe .status-box { background: rgba(16, 185, 129, 0.1); border: 1px solid rgba(16, 185, 129, 0.3); color: #6EE7B7; }

        .savings-wrapper { background: rgba(255,255,255,0.03); border: 1px solid rgba(255,255,255,0.1); border-radius: 32px; padding: 40px; text-align: center; position: relative; z-index: 2; margin-bottom: 30px; }
        .savings-header { font-size: 20px; font-weight: 700; color: var(--gold-dark); margin-bottom: 30px; display: flex; align-items: center; justify-content: center; gap: 10px; }
        .savings-grid { display: grid; grid-template-columns: 1fr 1fr 1.2fr; gap: 20px; margin-bottom: 30px; }
        .sv-box { background: rgba(0,0,0,0.3); border-radius: 16px; padding: 24px 20px; border: 1px solid rgba(255,255,255,0.05); }
        .sv-box p { font-size: 12px; font-weight: 600; text-transform: uppercase; opacity: 0.7; color: var(--white); margin-bottom: 8px; }
        .sv-box h3 { font-size: 32px; font-family: 'Playfair Display', serif; color: var(--white); margin: 0; }
        .sv-box span { font-size: 12px; opacity: 0.5; color: var(--white); }
        .sv-box.highlight { background: rgba(16, 185, 129, 0.15); border-color: var(--safe-green); transform: scale(1.05); box-shadow: 0 10px 30px rgba(16, 185, 129, 0.2); }
        .sv-box.highlight h3 { color: var(--safe-green); font-size: 36px; }
        .savings-desc { font-size: 15px; color: rgba(255,255,255,0.8); max-width: 800px; margin: 0 auto 30px; }
        .savings-desc strong { color: var(--gold-dark); }
        
        .btn-calc-download { display: inline-flex; align-items: center; gap: 10px; background: var(--gold-dark); color: var(--white); font-size: 16px; font-weight: 700; padding: 16px 40px; border-radius: 100px; text-transform: uppercase; box-shadow: 0 10px 25px rgba(184, 134, 11, 0.3); animation: pulse-gold 2s infinite; }
        @keyframes pulse-gold { 0% { box-shadow: 0 0 0 0 rgba(184, 134, 11, 0.5); } 70% { box-shadow: 0 0 0 15px rgba(184, 134, 11, 0); } 100% { box-shadow: 0 0 0 0 rgba(184, 134, 11, 0); } }
        .btn-calc-download:hover { background: #D4AF37; color: var(--vh-navy); transform: translateY(-3px); animation: none; }
        
        .shield-badge { background: rgba(15, 44, 89, 0.8); border: 1px solid rgba(255,255,255,0.1); max-width: 700px; margin: 0 auto; padding: 20px; border-radius: 16px; display: flex; align-items: flex-start; gap: 16px; position: relative; z-index: 2; }
        .shield-badge i { color: #60A5FA; font-size: 24px; margin-top: 4px; }
        .shield-badge h4 { color: #93C5FD; font-size: 15px; font-weight: 700; margin-bottom: 4px; }
        .shield-badge p { color: rgba(255,255,255,0.7); font-size: 13px; margin: 0; }

        /* ==================== POLICY ==================== */
        .policy-section { padding: 100px 0; background: var(--bg-surface); position: relative; }
        .policy-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; margin-bottom: 50px; position: relative; z-index: 2; }
        .policy-card { background: var(--white); border-radius: 24px; padding: 32px 24px; text-align: center; border: 1px solid var(--border-light); box-shadow: 0 10px 30px rgba(0,0,0,0.03); position: relative; overflow: hidden; transition: all 0.4s ease; }
        .policy-card:hover { transform: translateY(-10px); box-shadow: 0 20px 40px rgba(15, 44, 89, 0.08); border-color: rgba(184, 134, 11, 0.3); }
        .policy-card::before, .policy-card::after { content: ''; position: absolute; top: 50%; width: 20px; height: 20px; background: var(--bg-surface); border-radius: 50%; border: 1px solid var(--border-light); transform: translateY(-50%); z-index: 1; }
        .policy-card::before { left: -11px; border-right-color: transparent; border-top-color: transparent; transform: translateY(-50%) rotate(45deg); }
        .policy-card::after { right: -11px; border-left-color: transparent; border-bottom-color: transparent; transform: translateY(-50%) rotate(45deg); }
        .card-divider { width: 100%; border-top: 2px dashed var(--border-light); margin: 24px 0; }
        .policy-icon { width: 56px; height: 56px; background: var(--gold-light); color: var(--gold-dark); border-radius: 16px; display: flex; align-items: center; justify-content: center; font-size: 24px; margin: 0 auto 20px; }
        .policy-number { font-family: 'Playfair Display', serif; font-size: 48px; font-weight: 800; color: var(--gold-dark); line-height: 1; margin-bottom: 8px; }
        .policy-number span { font-size: 20px; font-weight: 600; font-family: 'Plus Jakarta Sans', sans-serif; }
        .policy-card h3 { font-size: 18px; color: var(--vh-navy); margin-bottom: 8px; }
        .policy-card p { font-size: 14px; color: var(--text-muted); margin: 0; }

        .premium-offer-box { background: linear-gradient(135deg, var(--vh-navy) 0%, #1a4280 100%); border-radius: 32px; padding: 48px; display: flex; align-items: center; justify-content: space-between; gap: 40px; box-shadow: 0 20px 50px rgba(15, 44, 89, 0.2); position: relative; overflow: hidden; }
        .premium-offer-box::after { content: ''; position: absolute; right: -50px; bottom: -50px; width: 300px; height: 300px; background: radial-gradient(circle, rgba(184, 134, 11, 0.15) 0%, transparent 70%); border-radius: 50%; pointer-events: none; }
        .offer-content { flex: 1; position: relative; z-index: 2; color: var(--white); }
        .offer-content h3 { font-family: 'Playfair Display', serif; font-size: 32px; margin-bottom: 16px; color: var(--white); }
        .offer-content p { font-size: 16px; color: rgba(255,255,255,0.8); margin-bottom: 24px; max-width: 600px; }
        .offer-list { display: flex; flex-wrap: wrap; gap: 16px; margin-bottom: 32px; }
        .offer-item { display: flex; align-items: center; gap: 8px; background: rgba(255,255,255,0.1); padding: 8px 16px; border-radius: 100px; font-size: 14px; font-weight: 600; border: 1px solid rgba(255,255,255,0.2); }
        .offer-item i { color: var(--gold-dark); }
        
        .action-box { flex-shrink: 0; position: relative; z-index: 2; background: var(--white); padding: 32px; border-radius: 24px; text-align: center; box-shadow: 0 15px 35px rgba(0,0,0,0.1); width: 380px; }
        .action-box h4 { font-size: 18px; color: var(--vh-navy); margin-bottom: 8px; }
        .action-box p { font-size: 13px; color: var(--text-muted); margin-bottom: 24px; }
        .btn-download-policy { display: inline-flex; align-items: center; justify-content: center; gap: 10px; width: 100%; background: var(--gold-dark); color: var(--white); font-size: 15px; font-weight: 700; padding: 16px 24px; border-radius: 100px; text-transform: uppercase; box-shadow: 0 10px 20px rgba(184, 134, 11, 0.3); transition: all 0.3s; }
        .btn-download-policy:hover { background: #D4AF37; color: var(--vh-navy); transform: translateY(-3px); }

        /* ==================== FOOTER & FINAL CTA ==================== */
        .final-cta-wrapper { position: relative; margin-bottom: -100px; z-index: 10; }
        .final-cta-box { background: linear-gradient(135deg, var(--gold-dark) 0%, #d4af37 100%); border-radius: 24px; padding: 48px; display: flex; align-items: center; justify-content: space-between; gap: 40px; box-shadow: 0 25px 50px rgba(184, 134, 11, 0.3); color: var(--white); }
        .final-cta-content { flex: 1; }
        .final-cta-content h2 { font-family: 'Playfair Display', serif; font-size: 36px; margin-bottom: 12px; line-height: 1.2; }
        .final-cta-content p { font-size: 16px; font-weight: 500; opacity: 0.9; margin: 0; }
        .final-form { background: var(--white); padding: 8px; border-radius: 100px; display: flex; width: 100%; max-width: 500px; box-shadow: 0 10px 25px rgba(0,0,0,0.1); }
        .final-form input { flex: 1; border: none; outline: none; background: transparent; padding: 12px 24px; font-family: inherit; font-size: 15px; color: var(--text-main); }
        .btn-submit-final { background: var(--vh-navy); color: var(--white); font-weight: 700; font-size: 15px; padding: 14px 32px; border-radius: 100px; border: none; cursor: pointer; transition: all 0.3s; white-space: nowrap; }
        .btn-submit-final:hover { background: #0a1f3f; transform: scale(1.02); }

        footer { background: var(--vh-navy); color: rgba(255,255,255,0.7); padding: 160px 0 40px; font-size: 14px; position: relative; overflow: hidden; }
        footer::before { content: ''; position: absolute; top: 0; left: 0; width: 100%; height: 100%; background-image: radial-gradient(rgba(255,255,255,0.05) 1px, transparent 1px); background-size: 30px 30px; pointer-events: none; }
        .footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.5fr; gap: 40px; margin-bottom: 60px; position: relative; z-index: 2; }
        .footer-logo { font-family: 'Playfair Display', serif; font-size: 32px; font-weight: 700; color: var(--white); margin-bottom: 20px; display: block; }
        .footer-logo span { color: var(--gold-dark); }
        .footer-col h4 { color: var(--white); font-size: 16px; font-weight: 700; margin-bottom: 24px; text-transform: uppercase; }
        .footer-links { list-style: none; }
        .footer-links li { margin-bottom: 12px; }
        .footer-links a { color: rgba(255,255,255,0.7); display: inline-flex; align-items: center; gap: 8px; }
        .footer-links a:hover { color: var(--gold-dark); }
        .footer-links a::before { content: '›'; font-size: 18px; color: var(--gold-dark); }
        .contact-list { list-style: none; }
        .contact-list li { display: flex; align-items: flex-start; gap: 12px; margin-bottom: 16px; line-height: 1.5; }
        .contact-list i { color: var(--gold-dark); font-size: 16px; margin-top: 4px; }
        .contact-list strong { color: var(--white); display: block; font-weight: 600; margin-bottom: 2px; }
        .footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 30px; display: flex; justify-content: space-between; align-items: center; position: relative; z-index: 2; }
        .disclaimer { font-size: 12px; color: rgba(255,255,255,0.5); max-width: 60%; }
        .legal-links { display: flex; gap: 20px; }
        .legal-links a { color: rgba(255,255,255,0.7); font-size: 13px; font-weight: 500; }
        .legal-links a:hover { color: var(--white); text-decoration: underline; }

        /* ==================== RESPONSIVE ==================== */
        @media (max-width: 1024px) {
            .hero-right .img-main { width: 100%; height: 450px; }
            .hero-right .img-sub { display: none; }
            .hero-right { height: 500px; }
            .usp-grid, .product-grid, .amenities-grid { grid-template-columns: repeat(2, 1fr); }
            .tab-pane { grid-template-columns: 1fr; padding: 30px; }
            .tp-image { height: 350px; order: -1; margin-bottom: 24px; }
            .overview-grid, .trust-grid-wrapper, .financial-deep-dive { padding: 60px 40px; }
            .trust-grid-wrapper { grid-template-columns: 1fr; }
            .compare-grid { grid-template-columns: 1fr; }
            .policy-grid, .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
            .premium-offer-box, .final-cta-box { flex-direction: column; text-align: center; padding: 40px; }
            .action-box { width: 100%; max-width: 500px; }
            .map-footer-info { flex-wrap: wrap; justify-content: center; }
            .map-info-item { min-width: 250px; }
            .product-card.vip-card { grid-column: span 2; display: grid; grid-template-columns: 1fr 1fr; }
            .product-card.vip-card .pc-image { height: 100%; }
        }
        @media (max-width: 768px) {
            .section-header h2 { font-size: 32px; }
            .nav-links { display: none; } /* Add hamburger menu logic if needed */
            .hero-grid { display: flex; flex-direction: column; gap: 40px; }
            .hero-top { order: 1; margin-bottom: 0; }
            .hero-right { order: 2; height: 400px; width: 100%; }
            .hero-bottom { order: 3; }
            .inline-form, .final-form { flex-direction: column; border-radius: 16px; padding: 12px; }
            .inline-form input, .final-form input { padding: 12px; border-bottom: 1px solid #F1F5F9; margin-bottom: 8px; }
            .btn-submit, .btn-submit-final, .btn-download, .btn-banner, .btn-calc-download { width: 100%; justify-content: center; }
            .form-footer { flex-direction: column; align-items: flex-start; }
            .usp-grid, .product-grid, .amenities-grid, .comp-grid, .policy-grid { grid-template-columns: 1fr; }
            .tab-nav { flex-direction: column; padding: 12px; }
            .value-box, .cta-group { flex-direction: column; }
            .btn-tab { width: 100%; }
            .overview-grid { grid-template-columns: 1fr; }
            .fact-sheet { grid-template-columns: 1fr 1fr; }
            .image-wrapper img { height: 400px; }
            .connect-grid { grid-template-columns: repeat(2, 1fr); gap: 16px; }
            .map-header { flex-direction: column; align-items: flex-start; }
            .map-content { height: 600px; }
            .map-footer-info { flex-direction: column; width: calc(100% - 32px); bottom: 16px; }
            .video-wrapper { height: 280px; }
            .roi-stats, .savings-grid { grid-template-columns: 1fr; }
            .cta-magnet, .shield-badge { flex-direction: column; text-align: center; align-items: center; }
            .product-card.vip-card { grid-column: span 1; display: flex; flex-direction: column; }
            .product-card.vip-card .pc-image { height: 280px; }
            footer { padding-top: 180px; }
            .footer-grid { grid-template-columns: 1fr; }
            .footer-bottom { flex-direction: column; gap: 20px; text-align: center; }
            .disclaimer { max-width: 100%; }
        }
        @media (max-width: 480px) {
            .fact-sheet { grid-template-columns: 1fr; }
        }